重要说明、定义和免责声明

• No Direct Loan funds can be credited to a student's account without properly completing the online 贷款入学辅导 和 直接贷款主本票.
• Funds for academic year loans are required to be disbursed in two equal payments.
• The amount listed for federal aid could decrease if the student receives additional scholarships or other resources.
• Students who are seeking a degree may receive aid from only one institution during an academic term.
• Your Award Offer indicates whether or not you are eligible for the Federal Work Study program. Being eligible does not guarantee you a position. In order to receive these funds you must obtain employment. The job application, search 和 interviewing process are part of your career education. 搜索 学生就业 校园内的空缺职位.
• All awards, except Federal Work Study, are applied to the student's account. 就业 through work study program positions is NOT guaranteed 和 hours must be earned before a payroll check is produced. Payroll checks are produced on the 25th of each month 和 are made payable to the student.
• You may seek employment on campus even if you do not qualify for Federal Work Study, but first priority for employment is given to those who do. 请拨打660与学生就业办公室联系.562.1140或以上 pmclain@yn17car.com 如果你有具体的问题. The 学生就业 Office will also be available to answer questions at all SOAR dates. Students intending to work on campus will be required to complete employment verification 和 authorization paperwork which will require presenting certain documents.

• Freshmen admission-based merit scholarships cannot be stacked with the each other (Provost Scholar, 迪安的学者, 杰出的学者, 学术, 塔学者, 大学学者, 和西北功勋). 最高奖项为连续四年.
• The President's Scholarship will supersede the admission-based merit scholarships (Provost Scholar, 迪安的学者, 杰出的学者, 学术, 塔学者, 大学学者, 西北的优点, (西北学者).
• Transfer admission-based merit scholarships cannot be stacked with each other (Transfer Distinguished, 转移的学术 Scholarship 和 Transfer Merit). 最高奖项为连续三年.

• Phi Theta Kappa Scholarship will supersede the admission-based merit scholarships (Transfer Distinguished, 转移的学术, 或转学成绩).
• Undergraduate scholarships are restricted for use during a student's first undergraduate program.
• Admission-based merit scholarships are not available to students enrolled in 网络专业 programs.  更多的 information about cost for those programs can be found at http://online.yn17car.com/tuition/. 
• All scholarship recipients must be enrolled full-time (12 Northwest hours per semester) to receive University scholarships.
• Students must be accepted for admission by specified dates before scholarship awards can be offered.
• Admission-based merit scholarships have admission application deadline of May 1 to guarantee scholarship awards. For students who complete their admission application after May 1, scholarships will be awarded contingent upon available funding. 
• Students participating in a study abroad program where fees are waived will not receive the 熊猫 Advantage that semester.
• Major-specific 和 private scholarship award amounts funded through the Northwest Foundation may fluctuate with funding availability.
• 大一新生 President's 和 Northwest A+ scholarships are only available to students beginning in fall semester.
• Transferable credit hours do not include AP, CLEP, military or nongraded credit hours.
• Renewal requirements must be met within the academic year sequence (fall, spring 和/or summer) in order to maintain continuous award of the scholarship.
• Northwest's scholarship programs are subject to change from year to year based on funding levels 和 University priorities. While Northwest will attempt to honor renewal programs based on the student's year of admission, 大学不能总是保证这一点.
• 熊猫 Advantage has a maximum award of 132 total Northwest credit hours earned.

• All financial assistance (including private scholarships 和 outside resources) reduces a student's total Northwest account balance before installment amount is calculated. 奖学金 will not satisfy an installment payment.
• Many outside resources such as private scholarships, vocational rehabilitation, etc. 有时直到晚些时候才授予. When we are notified of those awards, it will require a revision of your financial aid package.
• You may need to provide proof of enrollment such as a copy of your billing statement, class schedule or most recent grades before your donor will release funds. Please allow ample time for the payment to reach Northwest before the semester begins. Arrangement for these funds is the responsibility of the student 和 scholarship donor. As a general practice, Northwest does not bill for the funds

• 出席费用(COA): The total amount (not including grants 和 scholarships) that it will cost you to go to school during the school year. COA includes tuition 和 fees; housing 和 food; 和 allowances for books, 供应, 运输, 贷款费用, 依赖性护理. It also includes miscellaneous 和 personal expenses, such as an allowance for the rental or purchase of a personal computer; costs related to a disability; 和 reasonable costs for eligible study-abroad programs. 上课时间少于半天的学生, the COA includes tuition 和 fees; an allowance for books, 供应, 和 运输; 依赖性护理 expenses.
• 直接资助贷款:美国提供的贷款.S. Department of Education pays the interest on while you’re in school at least half-time, for the first six months after you leave school (referred to as a grace period*), 和 during a period of deferment (a postponement of loan payments).
• 直接无补贴贷款: 贷款 that the borrower is responsible for paying the interest on during all periods. If you choose not to pay the interest while you are in school 和 during grace periods 和 deferment or forbearance periods, your interest will accrue (accumulate) 和 be capitalized (that is, your interest will be added to the principal amount of your loan).
• 预期家庭贡献: A number used by your school to calculate the amount of federal student aid you are eligible to receive. It is based on the financial information provided in your Free Application for Federal student Aid (FAFSA). This is not the amount of money your family will have to pay for college, nor is it the amount of federal student aid you will receive.
• 联邦半工半读的: A federal student aid program that provides part-time employment while the student is enrolled in school to help pay his or her education expenses. The student must seek out 和 apply for work-study jobs at his or her school. The student will be paid directly for the hours he or she works may not automatically be credited to pay for institutional tuition or fees. The amount you earn cannot exceed the total amount awarded by the school for the award year. The availability of work-study jobs varies by school. Please note that 联邦半工半读的 earnings may be taxed in certain scenarios; however the income you earn will not be counted against you when calculating your 预期家庭贡献 on the FASFA.
• 助学金及奖学金: Student aid funds that do not have to be repaid. 奖助金 are often need-based, while scholarships are usually merit-based. Occasionally you might have to pay back part or all of a grant if, 例如, you withdraw from school before finishing a semester. If you use a grant or scholarship to cover your living expenses, the amount of your scholarship may be counted as taxable income on your tax return.
• 贷款: Borrowed money that must be repaid with interest. 贷款 from the federal 政府ernment typically have a lower interest rate than loans from private lenders. 联邦贷款, listed from most advantageous to least advantageous, 是直接补贴贷款吗, 直接无补贴贷款, 及家长PLUS贷款. You can find more information about federal loans at StudentAid.政府.
• 净价: An estimate of the actual cost that a student 和 his or her family need to pay in a given year to cover education expenses for the student to attend a particular school. Net price is determined by taking the institution's cost of attendance 和 subtracting any grants 和 scholarships for which the student may be eligible.
• 非联邦私人教育贷款: A private education loan is a loan issued expressly for postsecondary education expenses to a borrower (either through the educational institution or directly to the borrower) from a private educational lender, 而不是第四章, HEA loan offered by the Department of Education.
• 发放的费用: An upfront fee charged by a lender for processing a new loan application. It is compensation for putting the loan in place. Origination fees are quoted as a percentage of the total loan.
• 家长附加贷款: A loan available to the parents of dependent undergraduate students for which the borrower is fully responsible for paying the interest regardless of the loan status.
• 教师资助计划:提供最高4美元的补助金,000 a year to students who are completing or plan to complete course work needed to begin a career in teaching. If you do not meet the requirements of your service obligation, all TEACH 奖助金 you received will be converted to 直接无补贴贷款. 你必须全额偿还这些贷款, with interest charged from the date of each TEACH Grant disbursement. Service obligation information can be found at http://studentaid.gov/understand-aid/types/grants/teach. 
• 学费支付计划: A tuition payment plan offered by an institution may allow students to spread out their payments. It includes an extension of credit of 90 days or less in which the educational institution is the lender, or of one year or less where an interest rate will not be applied to the credit payment.
• 退伍军人教育福利: 帮助退伍军人的福利, 服务人员, 和 their qualified family members with needs like paying college tuition, 找到合适的学校或培训项目, 获得职业咨询. 你可以在这里找到更多信息: http://www.va.gov/教育/.

欲知详情，请浏览 http://studentaid.gov.